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Posts tagged ‘money’

Let’s Hope this Goes More Smoothly.

Yesterday I heard a lot about finances and using a budget. Lately my money has been going rather quickly and I have been kinda down about my spending habits. So hearing all these people talk about budgets yesterday made me think that I might have to get it in gear and write down everything I am spending so I can know where I am at. They also mentioned that using cash instead of your card will help but I am not completely ready to get that financial.

Well I got paid this morning and this check seems more promising because when I saw that I had been paid, there was a sudden rush of everything I had to buy coming into my head. So I am hoping that I am getting better at these things. I also think my finances will last longer now that I am not working in an office where I get a lunch break and I feel the need to buy myself food. Eating out will kill your wallet so many times over.
Basically all I am planning on buying is new contacts and gifts for certain members of my family who are having birthdays this month. That is all.

OH! And it’s the first of the month, so I will be taking my new piggy bank and turning in the coins. I am expecting about 10 dollars out of it, but I am still excited.

I bought a Piggy Bank tonight

I’m so freaking excited.

I always wanted a piggy bank when I was a little girl. ALWAYS! I don’t know why but it just seemed like having a piggy bank would be so much fun. Dropping coins in a small slot? We could entertain children for hours. Plus, obviously I would keep better track of my money if I had a piggy bank. DUH! That’s science.
But I never got one.

Well a couple of months ago I saw Target selling them in all different colours and designs for only$9.99 + tax. It fill my little girl heart with joy! But for some reason $9.99 + tax seemed like too high of a price to pay for fulfilling childhood dreams. So I did not purchase one that week. I did promise myself that I would buy one the next time I got paid.

Well the next time I got paid came and went. And the next time. And the next. No piggy bank. My change kept being thrown in an old gift box and an old ceramic pot. Not to mention my back jean pocket. That is the perfect place for change. EXCEPT FOR A PIGGY BANK! Cause people steal quarters out of these places. That’s just life.

About a month ago, my travels led me once again to Target (as if I don’t go there every week) and I just so happened to be wandering around the store when I saw none other than the Piggy Banks. All of them, looking at me with such eagerness to be filled with my loose change. My littler heart skipped a beat and I picked out the one I wanted. But, as events unfolded, I did not purchase such a masterful bank.

Tonight I did though. I went to Target, walked straight back to the piggy banks, picked up the one that I had previously picked out, second guessed myself and picked out a new one, then purchased it for $9.99 + tax.
And magically enough, it was the most absolute fun dropping all my change into that small slot in the back of that pig and hearing it make a clink in its belly. I was so sad when I ran out of coins to drop in. Then I hid my pig, so no one could find it.

Recently I started to make goals that would require some hefty saving. Ugh, the things we do to fulfill our lifelong dreams and attain happiness. It’s disgusting. Anyways, part of my plan for saving this large sum was to take all my change in once a month to the Coin Star and then deposit the earnings into my savings. For this I would clearly need a piggy bank, because you have to spend money to make money. Anyways, I’m excited about this financial plan.

I would post a picture of my new-found brilliant financial friend, but then it would be easier for you to find it in my bedroom. And people steal quarters, that’s just life.

Check Please

Tonight while we were at this restaurant, one of my best friends went to pay and SURPRISE! Her debit card was not in her purse. So she had to do the awkward business of telling our hostess that we did not have the money to pay for the meal we had just consumed.
Now, I had never been in this situation before, so I was kinda half expecting the hostess to say that we had to do dishes in the back, like in every single movie where a person doesn’t have the money to pay. Instead my friend just called her sister and told her to bring her debit card. Oh. So we ordered desert.

I just thought I would share this because it felt like an adventure.

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